BackEffective: June 2026

Owllet Affiliate Agreement

How the program works, how you get paid, and what we ask of you. Written to be read, not skimmed.

1The short version

Welcome to Owllet Affiliate. In plain terms: once we approve you, you get a unique referral code. People you bring to Owllet Wallet enter that code, and from then on you earn a cut of the platform fee every time they swap. The legal language below spells all of that out, but nothing here is meant to trip you up — read it once and you’ll know exactly how you get paid and what we expect from you.

By applying to or taking part in the program, you’re agreeing to everything on this page. If something doesn’t sit right with you, please don’t join until it does.

2Who can join

Owllet Affiliate is approval-based. We open it to creators, developers, community leaders, and anyone with a genuine audience they can introduce to Owllet — but we review every application by hand before saying yes.

  • You must be at least 18, or the age of majority where you live.
  • You need a wallet you actually control. Your identity in this program is your wallet address — there’s no separate username or password to register.
  • You can’t take part if sanctions or local law would make it illegal for us to pay you, or for you to promote a crypto product.
  • Approval is at our discretion. We may decline an application without giving a detailed reason, and we may ask for more information before deciding.

3Your referral code

When you’re approved, the system generates one referral code that belongs to you. That code — not a link — is the thing you share. Someone you refer opens the Owllet Wallet, enters your code, and their wallet is permanently tied to yours as their referrer.

  • A user can only be referred once. The first valid code a wallet enters is the one that sticks.
  • A wallet can’t be re-assigned to a different referrer later, so there’s no poaching.
  • Codes are personal. Don’t sell, rent, or pool them with other people’s codes.

4How you earn

You earn a 20% recurring commission on the Owllet platform fee from every qualifying swap your referred users make — on any EVM chainthe wallet supports, including networks users add themselves. “Recurring” means it keeps paying out for as long as they keep swapping, not just on their first trade.

  • The 20% is calculated on Owllet’s own platform fee — not on the size of the trade. So if Owllet earns $1 in fees on a swap, your share is $0.20.
  • Network gas and the underlying protocol/router fees (Uniswap pools, 0x routing, and the like) are not part of the fee we split — those never belonged to Owllet in the first place.
  • A swap has to clear a small minimum value to qualify, which keeps dust trades from cluttering the ledger. Commissions are recorded automatically once the swap confirms on-chain.
  • Approved affiliates earn the 20% commission only— it takes the place of the small flat referral bonus that ordinary, non-affiliate referrers receive. You’re on the better deal, not both.

5Getting paid

Your balance builds up in your dashboard in real time. When you’re ready, you request a payout from there.

  • The minimum you can claim is $50.
  • When you claim, the amount moves into a Pending Review state while our team checks the underlying activity is genuine.
  • Approved payouts are sent in USDT to the wallet on file, with an on-chain transaction you can verify on a block explorer.
  • Reviews usually take 3 to 5 business days. Larger or unusual claims may take longer.
  • Double-check your wallet address. Crypto payments can’t be reversed, and we can’t recover funds sent to an address you gave us in error.

6Playing fair

The program only works if the numbers are real. We take gaming it seriously, and the following will get you removed — usually with any unpaid balance forfeited:

  • Referring yourself, your own wallets, or accounts you control to manufacture commissions.
  • Sybil behaviour — spinning up fake users or wallets to inflate your stats.
  • Wash trading or back-and-forth swaps whose only purpose is to generate fees.
  • Spam, bots, paid bot traffic, or anything that isn’t a real human choosing to use Owllet.
  • Phishing, impersonating Owllet or its team, or pretending to be official support.
  • Promising things we don’t — guaranteed returns, “risk-free” trading, airdrops, or anything misleading about what the wallet does.

7Fraud, holds & clawbacks

If activity tied to your code looks fraudulent, abusive, or simply too good to be true, we may pause your payouts while we look into it. Where commissions came from activity that breaks these terms, we can reverse or withhold them — even after they’ve been credited — and, if necessary, recover amounts already paid.

We’d always rather talk it through than swing the hammer, so if we reach out with questions, the quickest way to protect your balance is to reply.

8Your side of the deal

  • Be honest about your relationship with Owllet. If your audience or local rules expect a disclosure that you earn from referrals, make it clearly.
  • Only promote Owllet where it’s legal to do so, and follow the platform rules wherever you post.
  • You’re an independent participant — not our employee, agent, or partner in the legal sense — and you can’t make commitments on Owllet’s behalf.
  • Any taxes on what you earn are yours to handle. We don’t withhold or file on your behalf.

9Suspension & leaving

You can stop at any time — just quit sharing your code. We can also end your participation, with or without cause, if you breach these terms or if we wind the program down.

If we part ways because of a genuine breach, any pending or unpaid balance tied to that breach may be forfeited. If it’s simply because the program is closing, we’ll do right by you on legitimately earned, eligible balances.

10No promises on earnings

We can’t and don’t guarantee what you’ll make — that depends on your audience and how much they actually use the wallet. Crypto is volatile, fee revenue moves around, and the program runs on an “as is” basis. To the extent the law allows, Owllet isn’t liable for indirect or consequential losses arising from your taking part.

11Changes & contact

The crypto space moves fast, so these terms and the commission structure can change. For material changes that affect approved affiliates, we’ll give reasonable notice — around 14 days where practical — and continuing in the program after that counts as accepting the update.

Questions, or think something’s off with your balance? Reach out to the Owllet team through the support channel in the app and we’ll help sort it out.

By applying to or participating in Owllet Affiliate, you confirm you’ve read and agreed to this agreement. It is not legal, financial, or tax advice — if you need that, talk to a professional in your jurisdiction.

© 2026 Owllet Wallet. All rights reserved.